Compared to other states, Nevada’s homeowners aren’t exposed to many natural perils that could threaten their properties. As Nevada is the U.S.’s driest state, wildfires do pose some danger to homeowners. Your typical homeowners insurance policy covers fires, but you should check to make sure that your dwelling coverage limit is high enough to cover […]

You’ll need to start with a commercial car insurance policy or a personal car insurance policy that is rideshare-friendly — that is, it covers you even when you are working. Most don’t. Uber’s insurance doesn’t cover you at all when its app is closed. You need your own personal auto policy for those times. When […]

What is mobile/manufactured home insurance? Mobile home insurance, also known as manufactured home insurance, is much like a homeowners insurance policy in the sense that it provides financial protection in the event that your home is damaged. While it’s not required by law, mortgage companies and mobile home communities often require that homeowners purchase coverage. […]

Landlord insurance offers property owners protection from financial losses related to damages or injuries. Whether you own multiple rental properties or need to sublet your home for a year while you travel for business, a landlord insurance policy will allow you to rent your property with confidence. If you’re responsible for the entire structure, including […]

Property insurance is coverage for damages caused by fire, flooding, theft, weather, and other risks. Common types of property insurance are homeowners, renters, and flood insurance. Homeowners Insurance Renters Insurance Condo/Co-Op Insurance Mobile Home Insurance Landlord Insurance Flood Insurance

1 – De donde eres? Lima, Perú. 2 – Qué tiempo llevas en Las Vegas? 24 años. 3 – Por qué te hiciste agente de seguros? Por las malas experiencias, quise informarme para saber más del producto y no tener que bajar la cabeza frente a lo que no tenía sentido en cada pérdida. 4 […]

El seguro de vivienda podría cubrir las pérdidas de la propiedad cubierta causadas por: 1 – El clima: Tormentas, incendio, viento, granizo, relámpagos, congelación de sistemas de tuberías, peso del hielo, nieve o aguanieve. 2 – No relacionadas con el clima: Robo, vandalismo, disturbios, aeronaves y vehículos. 3 – Pérdida física directa accidental: Agua de […]

There are several ways you can get more affordable car insurance as a teen, such as: 1 – Choosing a safe vehicle. Car insurance companies are more likely to offer lower rates for modest, safe vehicles than their flashier counterparts. 2 – Getting on your parents’ insurance policy. Technically, you don’t need your own car […]

Many insurance rating factors vary by state and individual insurance companies, but some common rating factors include: 1 – Your age and gender. As mentioned above, younger drivers will usually pay more. Also, female drivers statistically get better car insurance rates. 2 – Your marital status. Married drivers often get lower premiums. Your location, including […]

Statistically, teen drivers are more likely to be involved in auto accidents, get traffic tickets, and commit traffic violations than are older drivers. Car insurance companies take this into consideration when determining how high a risk it is to insure teen drivers. Generally, car insurance for teens tends to be more expensive than it is […]