All-risk policies insure fortuitous losses that are not excluded by the policy. The use of the phrase “all-risk,” however, is somewhat of a misnomer because the policy itself contains numerous specific exclusions. In that regard, “all risks” does not mean “every risk.” A question arises as to what direct physical loss means against the backdrop […]

The deadline for those needing to obtain a Real ID has been extended one year as the U.S. deals with the COVID-19 pandemic. Originally set for Oct. 1 of this year, the deadline was pushed to Oct. 1, 2021, on Thursday by the Department of Homeland Security. “Due to circumstances resulting from the COVID-19 pandemic and […]

Traffic Violations and Commercial Driver’s License Disqualification Nevada drivers can lose their CDL license on a temporary or permanent basis. The degree of loss depends on whether the violation is characterized as major (which always results in some form of disqualification) or serious (which cumulatively result in disqualification) or otherwise. Below we set out the […]

The Nevada DMV will accept information about a potentially unsafe driver from family members, law enforcement officers and representatives from state agencies and other organizations. DMV representatives may also initiate inquiries on their own. Concerned relatives can complete a Request for Re-Evaluation describing the driver and their concerns. Their signature must be witnessed by a […]

If you’re renting a car in Mexico, you will need to have a valid U.S. driver’s license, proof of civil liability car insurance and a valid credit card to reserve the rental and cover incidental costs. In order to rent a car in Mexico, you must be at least 21 years old and have held […]

Your current auto insurance policy may cover your rental car in the event that you were to get into an accident while traveling in the United States, but would it extend across borders? Most auto insurance only apply their benefits to domestic rentals – international rental cars are not included in these policies. Because of […]

When motorists find themselves subject to driving distractions, it means they are neglecting to pay attention to the driving environment due to some behavior that diverts their focus. Distracted driving accidents and incidents are going up in number in conjunction with more adoption of technology across the country. The Centers for Disease Control classifies distractions […]

Nearly every state bases their car seat requirements on two factors: the age and size of a child. Both factors vary from state to state. Age requirements go as young as five years and as old eight years. Some states also require car seats based on a child’s height or weight. Many state guidelines are […]

Here is a summary of the traffic laws passed by the 2019 Nevada Legislature. Helmet Law Moped riders must wear helmets beginning October 1, 2019. The new law also applies to trimobiles with handlebars and a saddle seat. Helmet use is not required in three-wheeled vehicles with an enclosed cab. (SB 408 Sections 6-9 – […]