Auto commercial insurance differs from personal auto insurance in several ways:
-Coverage: Auto commercial insurance provides coverage specifically tailored for business use, such as liability protection for accidents involving employees or company vehicles. Personal auto insurance typically excludes coverage for business-related activities.
-Liability limits: The liability limits on auto commercial insurance are generally higher compared to personal auto insurance since businesses may face larger potential claims.
-Number of vehicles: Auto commercial insurance can cover a fleet of vehicles, while personal auto insurance usually covers one or a few vehicles for personal use.
-Named insured: With auto commercial insurance, the business is typically named as the insured party, whereas personal auto insurance insures individuals or families.
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