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What is a Deductible?

What is a Deductible? A deductible is the amount you're responsible for paying out of pocket before your insurance coverage kicks in.

What is a Deductible?

For example, if you have a $500 deductible and file a claim for $3,000 in damages, you would pay the first $500, and your insurance company would cover the remaining $2,500.

Choosing a higher deductible typically results in lower insurance premiums.



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