Auto commercial insurance typically covers the same types of risks as personal auto insurance, but with specific considerations for business use. It typically includes:
What Does Auto Commercial Insurance Cover? - Liability coverage: This covers bodily injury and property damage caused to others in an accident where your business vehicle is at fault.
- Collision coverage: This covers the cost of repairing or replacing your business vehicle if it is damaged in a collision.
- Comprehensive coverage: This covers damage to your business vehicle caused by non-collision events, such as theft, vandalism, or natural disasters.
- Medical payments coverage: This covers medical expenses for you and your passengers in the event of an accident, regardless of fault.
- Uninsured/underinsured motorist coverage: This covers expenses if you're involved in an accident with a driver who doesn't have sufficient insurance coverage.