What is mobile/manufactured home insurance?
Mobile home insurance, also known as manufactured home insurance, is much like a homeowners insurance policy in the sense that it provides financial protection in the event that your home is damaged. While it’s not required by law, mortgage companies and mobile home communities often require that homeowners purchase coverage.
A mobile or manufactured home policy provides coverage for your home, your personal belongings, and structures on the land you own for things like:
Commonly covered items include:
Electronics and appliances
Furniture and clothing
Shed or other unattached structures
Medical expenses and/or legal fees if someone is injured on your property